8th Pay Commission Pension Calculator
Short answer
Last checked · 5 key figures from the fact register
Key facts
| Fact | Value | Source | Date checked |
|---|---|---|---|
| 8th CPC terms of reference | Pay, allowances, benefits, bonus, gratuity and pensions for Central Government and other listed groups Official source | Gazette of India Extraordinary, 3 Nov 2025 (hosted on 8cpc.gov.in) (opens in a new tab) | |
| 7th CPC recommendations | Fitment factor 2.57; minimum pay ₹18,000; maximum pay ₹2,50,000 Official source | PIB: Highlights of Recommendations of the Seventh Central Pay Commission (hosted on doe.gov.in) (opens in a new tab) | |
| 8th CPC fitment factor and pay matrix | None announced as of 22 Oct 2026 Reported by reputable sources | GovtStaff: Rajya Sabha Q. 1036 on the Eighth Central Pay Commission (opens in a new tab) | |
| Dearness Allowance now | 63% of basic pay from 1 July 2026 Official source | PIB, 28 Oct 2026: Cabinet approves Dearness Allowance to Central Government employees and Dearness Relief to Pensioners (w.e.f. 01.07.2026) (opens in a new tab) | |
| DA after the 7th CPC | Restarted at 0% from 1 Jan 2016; 2% from 1 Jul 2016 Official order, read on a mirror | Department of Expenditure OM on DA from 1.7.2016 (copy hosted by ICAR) (opens in a new tab) |
The 8th Pay Commission's terms of reference include pensions and gratuity. About 68.71 lakh pensioners draw Dearness Relief today. No pension rule has been announced, so this calculator applies the method the 7th CPC offered, a multiple of the current basic pension, and lets you pick the factor.
Change in monthly pension (scenario)
₹6,000 (+12.3%)
- Pension + DR today
- ₹48,900
- Revised basic pension
- ₹54,900
- Pension + DR in this scenario
- ₹54,900
How it is calculated
- Revised basic pension = basic pension today × fitment factor
- The 7th CPC also offered an alternative based on notional pay in the new matrix, and gave each pensioner the higher of the two. This calculator shows only the multiple method.
- Total pension = basic pension + DR on it
- The 8th CPC's terms of reference cover pensions of employees not on NPS/UPS. No pension rule has been announced.
Estimates for information only; not financial, tax or legal advice.
Worked example
Example (the default inputs): basic pension ₹30,000 and DR 63%, so ₹48,900 a month today. At a test factor of 1.83 the revised basic pension is ₹54,900. With DR restarting at 0%, the total is ₹54,900, up ₹6,000 or 12.3%. The 7th CPC gave each pensioner the higher of this multiple and a second method based on notional pay, so a real revision could be higher.
Frequently asked questions
Are pensioners covered by the 8th Pay Commission?
Yes. The Resolution of 3 November 2025 asks the Commission to review the gratuity and pensions of employees not on the National Pension System or Unified Pension Scheme, and the death-cum-retirement gratuity of those who are.
How did the 7th CPC revise pensions?
The Commission proposed the higher of two results: 50% of notional pay in the new pay matrix, or 2.57 times the current basic pension.
Will DR restart at zero?
Not decided. The calculator assumes it restarts like DA, because that is what happened in 2016, but you can change it.
Does this cover family pension?
No. It covers a basic pension only.
Related perks
- CGHS (Central Government Health Scheme) Medical Cover
- Leave Encashment for Central Government Employees
Sources and status
Each figure on this page comes from the fact register. What the badges mean.
- Official sourcechecked 2026-10-22
Terms of reference (Resolution, para 2): recommend changes in pay, allowances and benefits for Central Government employees (industrial and non-industrial), All India Services, Defence Forces, Union Territory personnel, IA&AD staff, regulatory bodies (excluding RBI), Supreme Court staff, High Court staff paid by UTs and subordinate judicial officers in UTs; review bonus schemes; rationalise allowances; review death-cum-retirement gratuity of NPS/UPS employees; review gratuity and pensions of employees not on NPS/UPS. The Commission must weigh fiscal prudence, development spending, the unfunded cost of non-contributory pensions, the effect on State finances and CPSU and private-sector pay
Gazette of India Extraordinary, 3 Nov 2025 (hosted on 8cpc.gov.in)
- Official sourcechecked 2026-10-22
7th CPC (report dated 19 Nov 2015): recommended implementation 1 Jan 2016; uniform fitment factor 2.57; minimum pay Rs 18,000; maximum pay Rs 2,50,000 (Rs 2,25,000 for the Apex Scale); annual increment 3%; increase of 16% in pay, 63% in allowances and 24% in pension, 23.55% overall; 52 allowances abolished and 36 subsumed. Pensioners: the higher of 50% of notional pay in the new matrix or 2.57 times the current basic pension. HRA recommended at 24%, 16% and 8% of the new basic pay. Gratuity ceiling raised from Rs 10 lakh to Rs 20 lakh
PIB: Highlights of Recommendations of the Seventh Central Pay Commission (hosted on doe.gov.in)
- Reported by reputable sourceschecked 2026-10-22
No fitment factor, pay matrix, effective date or interim relief had been announced in any source reviewed as of 22 Oct 2026. In the Rajya Sabha on 28 Jul 2026 (Unstarred Question 1036) the Minister of State for Finance said the Commission will devise its own procedure, will make its recommendations within 18 months of constitution, and is not required to keep the Government updated on its progress
(Unconfirmed) An absence cannot be proved: this means none of the sources we found reports a figure or date, as of 22 Oct 2026GovtStaff: Rajya Sabha Q. 1036 on the Eighth Central Pay Commission
- Official sourcechecked 2026-11-10
DA is 63% of basic pay from 1 July 2026 (up from 60%). PIB, 28 Oct 2026 approval dated 28 October 2026; Department of Expenditure OM No. 1/2(i)/2026-E.II(B) dated 29 October 2026. About 48.54 lakh Central Government employees and 68.71 lakh pensioners benefit; the cost is Rs 10,016.10 crore a year
- Official order, read on a mirrorchecked 2026-10-22
Department of Expenditure OM dated 4 Nov 2016: the revised pay structure effective 1 Jan 2016 included the 125% DA of the old structure, so DA in the revised structure was zero from 1 Jan 2016. DA of 2% of basic pay was admissible from 1 Jul 2016. All allowances continued at existing rates until a final decision on allowances
Department of Expenditure OM on DA from 1.7.2016 (copy hosted by ICAR)
Pay levels and roles
Salary scenarios for the 8th Pay Commission, by level and by role. Every figure is a scenario, not an official number.
By pay level
- Level 1
- Level 2
- Level 3
- Level 4
- Level 5
- Level 6
- Level 7
- Level 8
- Level 9
- Level 10
- Level 11
- Level 12
- Level 13
- Level 14
- Level 15
- Level 16
- Level 17
- Level 18
By role
Estimates for information only; not financial, tax or legal advice. Disclaimer.