Disclaimer
Last updated:
PerkNavigate provides information only. It is not financial, tax, legal, insurance or HR advice.
Not affiliated with any government body
PerkNavigate is an independent website. We are not affiliated with, endorsed by, or acting for the Government of India, any State Government, DoPT (Department of Personnel and Training), CGHS (Central Government Health Scheme), the Income Tax Department, EPFO (Employees' Provident Fund Organisation), Indian Railways, the armed forces, any bank, insurer or employer. Names and logos of official bodies are used only to identify the official sources we cite.
Your entitlement may differ
Perks depend on your service rules, pay level, location, employer policy, contract and the date. A perk shown on our site is not a promise that you qualify. Only your employer or the competent authority can confirm your entitlement.
Estimates and calculators
"Estimated annual value" figures, Perk Reports and calculator outputs are illustrative. They rely on simplified formulas and assumptions, and exclude factors such as surcharge, employer-specific rules and individual circumstances. Tax calculations use the slabs for FY 2026-27 and may not match your payslip or Form 16.
Rules change
Laws and rules change, including the Income-tax Act, 2025 which renumbered many sections from 1 April 2026. Each perk page links to the official source and shows its verification status. If the official source and our page differ, the official source wins. Please tell us so we can fix it.
No professional relationship
Using the Site, a calculator or the Perk Finder does not create an adviser–client relationship. For decisions about tax, investments, insurance or legal rights, consult a qualified professional such as a Chartered Accountant, a licensed insurance adviser or a lawyer.
External links
We link to external sites for convenience. We do not control or endorse their content and are not responsible for it.
Limitation of liability
We are not liable for losses arising from reliance on this Site. See the Terms of Use.
Contact
Questions or corrections: perknavigate@gmail.com.