Terms of Use

By using PerkNavigate (the "Site") you agree to these terms. If you do not agree, please do not use the Site.

1. What the Site is

PerkNavigate is an independent information service that explains employee perks and benefits in India. It is not financial, tax, legal or HR advice, and it is not affiliated with any government body or employer. See the Disclaimer.

2. Accuracy and changes

We work to keep information correct and show each perk page's verification status. Rules, rates and entitlements change, and your own employer's policy may differ. Always confirm with the official source or your employer before you act. We may change, add or remove content at any time.

3. Calculators and estimates

Calculator results, "estimated annual value" figures and Perk Reports are indicative. They use simplified formulas and assumptions that we state on each page. They do not replace your payslip, Form 16, employer computation or a professional's advice.

4. Acceptable use

You agree not to: copy or republish the Site at scale; scrape it in a way that harms performance; try to break or probe its security; submit false or someone else's email; or use it for anything unlawful. Search engines and AI assistants may access public pages as described in our robots.txt.

5. Accounts and saved data

The Site has no user accounts. Saved perks and your answers are stored in your own browser and can be lost if you clear browser data. We cannot recover them.

5A. Community contributions

If you submit text to the Community page, you confirm that you wrote it, that it contains no personal data and no copied material, and you give PerkNavigate a free, non-exclusive licence to edit, publish and display it on the Site. We review every submission and may decline, edit or remove any contribution at any time without reason. Published contributions are opinions or experiences of their authors. PerkNavigate has not verified their accuracy and is not responsible for them. Ask us to remove yours at any time.

6. Email alerts

If you join alerts you consent to receive emails about perks, deadlines and rule changes. You can unsubscribe at any time using the link in each email or by writing to perknavigate@gmail.com.

7. Third-party links

We link to official and third-party websites. We do not control them and are not responsible for their content or availability.

8. Intellectual property

The PerkNavigate name, logo, design and original text are ours. You may quote short extracts with a link back to the source page. Official documents we link to belong to their publishers.

9. Limitation of liability

To the fullest extent permitted by law, PerkNavigate and its team are not liable for any loss arising from your use of, or reliance on, the Site, including a missed deadline, rejected claim or tax outcome. Nothing in these terms limits liability that cannot be limited by law.

10. Governing law

These terms are governed by the laws of India. Courts in India have jurisdiction, subject to any mandatory consumer rights you have.

11. Contact

Questions about these terms: perknavigate@gmail.com.