Fact register

Trust is the product. This register lists the key figures and rules used across PerkNavigate, where each comes from and how confident we are. If a source and this site ever differ, the official source wins. How we verify.

Official source

42

Official order, read on a mirror

22

Reported by reputable sources

60

Contested

2

Unverified

0

• Reported by reputable sourcesit-rules-2026

  Income-tax Rules, 2026: CBDT Notification No. 22/2026, G.S.R. 198(E), dated 20 Mar 2026, in force 1 Apr 2026

  Taxmann: CBDT notifies Income-tax Rules · checked 2026-10-16 · recheck: on any CBDT notification amending the Rules

• Reported by reputable sourcesnew-regime-slabs

  New regime (s.202(1)): up to 4L nil; 4-8L 5%; 8-12L 10%; 12-16L 15%; 16-20L 20%; 20-24L 25%; above 24L 30%, plus 4% cess. Budget 2026 made no change

  Motilal Oswal: new vs old regime after Budget 2026 · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcesold-regime-slabs

  Old regime (below age 60): up to 2.5L nil; 2.5-5L 5%; 5-10L 20%; above 10L 30%, plus 4% cess

  Motilal Oswal: new vs old regime after Budget 2026 · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcesstd-deduction

  Standard deduction on salary: 75,000 (new regime), 50,000 (old regime). Section 19(1), Table Sl. 2

  TaxGuru: new tax regime provisions under the Income-tax Act, 2025 · checked 2026-10-16 · recheck: after every Union Budget

• Official sourcerebate

  Section 156 (formerly 87A) rebate. Old regime: up to 12,500 if income is 5L or less. New regime: up to 60,000 if income is 12L or less, with marginal relief above 12L (s.156(2)(b))

  Income Tax Department: Section 156 · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcessec-80c

  Section 123 (formerly 80C): limit 1.5 lakh, list in Schedule XV. Old regime only

  Muktify: is Section 80C gone under the new Income-tax Act · checked 2026-10-16 · recheck: after every Union Budget

• Official sourcesec-80d

  Section 126 (formerly 80D): self and family 25,000; parents 25,000; each 50,000 if a senior citizen; preventive check-up 5,000 within those limits; medical expenditure for an uninsured senior citizen up to 50,000. Not available in the new regime

  Income Tax Department: Section 126 · checked 2026-10-16 · recheck: after every Union Budget

• Official sourcesec-80ccd

  Section 124 (formerly 80CCD). Employer NPS: up to 14% of salary for Central or State Government employers, 10% for others, and 14% for all employers when the employee is taxed under s.202(1) (new regime). Own contribution (old 80CCD(1B)) 50,000 under s.124(3). Salary means basic plus DA if the terms of employment say so

  Income Tax Department: Section 124 · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcesemployer-retirement-cap

  7.5 lakh a year aggregate cap on employer contributions to EPF, NPS and superannuation; the excess is a taxable perquisite

  Business Today: tax rules for employer contribution beyond 7.5 lakh · checked 2026-10-16 · recheck: after every Union Budget

• Official sourcehra-rule-279

  HRA exemption is the least of (a) HRA received, (b) rent minus 10% of salary, (c) 50% of salary in Mumbai, Kolkata, Delhi, Chennai, Hyderabad, Pune, Ahmedabad and Bengaluru, or 40% elsewhere. Salary is basic plus DA (if the terms say so), no other allowances. Old regime only (Schedule III, Sl. 11)

  Rule 279, Income-tax Rules, 2026 · checked 2026-10-16 · recheck: on any CBDT notification amending Rule 279

• Reported by reputable sourceslta-regime

  LTA exemption: Schedule III Sl. 8, old regime only. Block 2026-2029

  TaxGuru: new tax regime provisions under the Income-tax Act, 2025 · checked 2026-10-16 · recheck: on any CBDT notification

• Reported by reputable sourcesmeal-200

  Free food or non-transferable meal vouchers: 200 per meal (earlier 50), from tax year 2026-27, final Rules

  KPMG flash alert 2026-081 · checked 2026-10-16 · recheck: on any CBDT notification

• Contestedmeal-new-regime

  Whether the meal exemption applies in the new regime is contested. The old Rule 3(7)(iii) had a proviso excluding the new regime; commentators (Taxmann, ClearTax) read the new rule as having no such proviso. Widely interpreted as available in both regimes; confirm with your employer's payroll

  Taxmann: meal voucher tax benefit under new regime · checked 2026-10-16 · recheck: on any CBDT clarification

• Reported by reputable sourcesgift-15000

  Employer gifts, vouchers or tokens: nil perquisite up to 15,000 a year (earlier 5,000)

  KPMG flash alert 2026-081 · checked 2026-10-16 · recheck: on any CBDT notification

• Reported by reputable sourcesit-cea

  Income-tax exemption for children's education allowance raised to 3,000 per child per month, and hostel allowance to 9,000, for up to 2 children (Rule 280). Old regime only

  KPMG flash alert 2026-081 · checked 2026-10-16 · recheck: on any CBDT notification

• Reported by reputable sourcestelephone

  Telephone and internet reimbursement against actual bills is exempt in both regimes; a fixed allowance is taxable

  ClearTax: telephone and internet allowance tax exemption · checked 2026-10-16 · recheck: on any CBDT notification

• Reported by reputable sourcesleave-enc-25L

  Leave encashment for non-government employees at retirement or resignation: 25 lakh lifetime limit (CBDT notification, May 2023, from 1 Apr 2023). Government employees: fully exempt

  GConnect: increased limit of tax exemption on leave encashment · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcesforms

  Form 124 replaces Form 12BB (investment declaration). Form 130 replaces Form 16. Form 122 replaces Form 12B

  TaxGST: CBDT notification 22/2026 · checked 2026-10-16 · recheck: on any CBDT notification

• Reported by reputable sourcesitr-due

  ITR-1 and ITR-2 are due 31 July. The November 2026 extension applies to audit cases, not salaried returns

  Angel One: ITR deadlines changed in Budget 2026 · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcesgratuity-formula

  Gratuity formula: last drawn wages x 15 / 26 x completed years; five years of service for permanent employees; tax-free up to the least of 20 lakh, the actual amount or the formula for non-government employees

  CalcGuru: gratuity for fixed-term employees · checked 2026-10-16 · recheck: on any Labour Ministry notification

• Official sourceda-current

  DA is 63% of basic pay from 1 July 2026 (up from 60%). PIB, 28 Oct 2026 approval dated 28 October 2026; Department of Expenditure OM No. 1/2(i)/2026-E.II(B) dated 29 October 2026. About 48.54 lakh Central Government employees and 68.71 lakh pensioners benefit; the cost is Rs 10,016.10 crore a year

  PIB, 28 Oct 2026: Cabinet approves Dearness Allowance to Central Government employees and Dearness Relief to Pensioners (w.e.f. 01.07.2026) · checked 2026-11-10 · recheck: 2027-01-15

• Official sourceda-july-2026

  The July 2026 DA instalment is 63% of basic pay from 1 July 2026. Order dated 28 October 2026

  PIB, 28 Oct 2026: Cabinet approves Dearness Allowance to Central Government employees and Dearness Relief to Pensioners (w.e.f. 01.07.2026) · checked 2026-11-10 · recheck: on the next DA instalment

• Official source8cpc

  8th CPC constituted by Resolution F. No. 01-01/2025-E.III(A) dated 3 Nov 2025 (Gazette of India Extraordinary No. 322). Chair: Justice Ranjana Prakash Desai. Part-time Member: Prof. Pulak Ghosh. Member-Secretary: Pankaj Jain. Headquarters in Delhi. Report due within 18 months of constitution, with interim reports allowed. The Resolution sets no fitment factor or effective date

  Gazette of India Extraordinary, 3 Nov 2025: Resolution constituting the Eighth Central Pay Commission (hosted on 8cpc.gov.in) · checked 2026-10-22 · recheck: 2026-12-31

• Official source8cpc-tor-scope

  Terms of reference (Resolution, para 2): recommend changes in pay, allowances and benefits for Central Government employees (industrial and non-industrial), All India Services, Defence Forces, Union Territory personnel, IA&AD staff, regulatory bodies (excluding RBI), Supreme Court staff, High Court staff paid by UTs and subordinate judicial officers in UTs; review bonus schemes; rationalise allowances; review death-cum-retirement gratuity of NPS/UPS employees; review gratuity and pensions of employees not on NPS/UPS. The Commission must weigh fiscal prudence, development spending, the unfunded cost of non-contributory pensions, the effect on State finances and CPSU and private-sector pay

  Gazette of India Extraordinary, 3 Nov 2025 (hosted on 8cpc.gov.in) · checked 2026-10-22 · recheck: on any amendment to the Resolution

• Official source8cpc-pib-effective

  PIB, 28 Oct 2025: the Cabinet approved the terms of reference. The background note says pay commissions are usually implemented about ten years apart, so the effect of the 8th CPC 'would normally be expected from 01.01.2026'. This is a stated expectation, not a decision: no effective date has been notified

  PIB: Cabinet approves Terms of Reference of 8th Central Pay Commission · checked 2026-10-22 · recheck: 2026-12-31

• Official source8cpc-visits

  8th CPC state visits notified on 8cpc.gov.in: Jaipur 31 Aug to 1 Sep 2026; Chandigarh 16 to 18 Sep 2026; Bengaluru 7 to 8 Oct 2026; Mumbai 22 to 23 Oct 2026

  8th Central Pay Commission: home page and visit notices · checked 2026-10-22 · recheck: 2026-11-15

• Reported by reputable sources8cpc-no-figures

  No fitment factor, pay matrix, effective date or interim relief had been announced in any source reviewed as of 22 Oct 2026. In the Rajya Sabha on 28 Jul 2026 (Unstarred Question 1036) the Minister of State for Finance said the Commission will devise its own procedure, will make its recommendations within 18 months of constitution, and is not required to keep the Government updated on its progress

  (Unconfirmed) An absence cannot be proved: this means none of the sources we found reports a figure or date, as of 22 Oct 2026

  GovtStaff: Rajya Sabha Q. 1036 on the Eighth Central Pay Commission · checked 2026-10-22 · recheck: 2026-11-15

• Official order, read on a mirror8cpc-da-merger

  Lok Sabha Unstarred Question 212, 1 Dec 2025 (Shri Anand Bhadauria; reply by Shri Pankaj Chaudhary): 'No proposal regarding merger of the existing Dearness Allowance with the Basic Pay is under consideration with the Government at present.' DA/DR are revised periodically every 6 months on the basis of AICPI-IW

  StaffNews: reply by Govt in Lok Sabha on 01.12.2025 (text of Unstarred Question 212) · checked 2026-10-22 · recheck: 2026-12-31

• Contested8cpc-estimates

  Published 8th CPC fitment factors are estimates or demands, not decisions. A range of 1.83 to 2.46 is attributed to a brokerage (reported as Ambit Capital's; the report itself was not read). The Federation of National Postal Organisations proposed 3.0 to 3.25 (Outlook Money, 6 May 2026). Some union proposals of about 3.83 are reported. None is official

  (Unconfirmed) The brokerage attribution and the union figures come from press reports; the underlying reports were not read

  Outlook Money: 8th Pay Commission completes one-third of its deadline · checked 2026-10-22 · recheck: 2026-11-30

• Official source7cpc-highlights

  7th CPC (report dated 19 Nov 2015): recommended implementation 1 Jan 2016; uniform fitment factor 2.57; minimum pay Rs 18,000; maximum pay Rs 2,50,000 (Rs 2,25,000 for the Apex Scale); annual increment 3%; increase of 16% in pay, 63% in allowances and 24% in pension, 23.55% overall; 52 allowances abolished and 36 subsumed. Pensioners: the higher of 50% of notional pay in the new matrix or 2.57 times the current basic pension. HRA recommended at 24%, 16% and 8% of the new basic pay. Gratuity ceiling raised from Rs 10 lakh to Rs 20 lakh

  PIB: Highlights of Recommendations of the Seventh Central Pay Commission (hosted on doe.gov.in) · checked 2026-10-22 · recheck: historical record; no recheck needed

• Official order, read on a mirror7cpc-da-zero

  Department of Expenditure OM dated 4 Nov 2016: the revised pay structure effective 1 Jan 2016 included the 125% DA of the old structure, so DA in the revised structure was zero from 1 Jan 2016. DA of 2% of basic pay was admissible from 1 Jul 2016. All allowances continued at existing rates until a final decision on allowances

  Department of Expenditure OM on DA from 1.7.2016 (copy hosted by ICAR) · checked 2026-10-22 · recheck: historical record; no recheck needed

• Official order, read on a mirror7cpc-implementation

  7th CPC precedent (Department of Expenditure OM of 29 Jul 2016): the CCS (Revised Pay) Rules, 2016 were notified on 25 Jul 2016 (G.S.R. 721(E)) and apply from 1 Jan 2016. Arrears of revised pay from 1 Jan 2016 were to be paid in cash in one instalment with August 2016 salary, after adjusting GPF and NPS. Revised rates and dates for allowances other than DA were to be notified separately; HRA at the new rates took effect from 1 Jul 2017 (OM of 7 Jul 2017)

  Department of Expenditure OM on fixation of pay and payment of arrears, July 2016 (copy hosted by ICAR) · checked 2026-10-22 · recheck: historical record; no recheck needed

• Official order, read on a mirror7cpc-constitution

  7th CPC constituted by Department of Expenditure Resolution dated 28 Feb 2014, Chairman Justice Ashok Kumar Mathur; recommendations due within 18 months of constitution. It reported on 19 Nov 2015

  StaffNews: Gazette notification of Resolution constituting the 7th CPC · checked 2026-10-22 · recheck: historical record; no recheck needed

• Reported by reputable sources7cpc-allowances-no-arrears

  After the 7th CPC, revised allowances took effect from 1 Jul 2017 and no arrears were notified for them (Business Today, 12 Jul 2017)

  (Unconfirmed) One news report; the notification text was not checked line by line

  Business Today: central government employees may not get arrears on allowances · checked 2026-10-22 · recheck: historical record; no recheck needed

• Reported by reputable sources6cpc-timeline

  6th CPC: constituted by Resolution No. 5/2/2006-E.III(A) dated 5 Oct 2006; reported 24 Mar 2008; Cabinet approved a revised package on 14 Aug 2008; Government Resolution No. 1/1/2008-IC dated 29 Aug 2008; pay effective 1 Jan 2006, revised allowances from 1 Sep 2008, arrears in two instalments in 2008-09 and 2009-10

  (Unconfirmed) Only the 5 Oct 2006 Resolution was read. The report and Cabinet dates and the arrears schedule come from Wikipedia and secondary copies of the Cabinet note

  GConnect: copy of the 6th CPC Resolution · checked 2026-10-22 · recheck: historical record; no recheck needed

• Reported by reputable sources5cpc-timeline

  5th CPC: worked from about April 1994, reported in January 1997, orders issued in July 1997, effective 1 Jan 1996

  (Unconfirmed) Secondary summaries only; no official document was read, and the months are approximate

  Wikipedia: Central Pay Commission · checked 2026-10-22 · recheck: historical record; no recheck needed

• Reported by reputable sourcesda-50-crossed

  DA reached 50% from 1 Jan 2024 (Cabinet approval 7 Mar 2024)

  (Unconfirmed) Table on a calculator site that does not cite each order

  Indian Pay Calculator: DA hike approval timing history · checked 2026-10-22 · recheck: historical record; no recheck needed

• Official order, read on a mirrorhra-7cpc-rates

  HRA for central employees (DoE OM No. 2/5/2017-E.II(B) dated 7 Jul 2017, effective 1 Jul 2017): 24%, 16% and 8% of basic pay in X, Y and Z cities; never less than Rs 5,400, Rs 3,600 and Rs 1,800; revised to 27%, 18% and 9% when DA crosses 25%, and to 30%, 20% and 10% when DA crosses 50%. DA is above 50%, so 30%, 20% and 10% apply now

  StaffNews: 7th CPC House Rent Allowance, Finance Ministry OM (text of the OM) · checked 2026-10-22 · recheck: on any DoE order on HRA

• Reported by reputable sourcesarrears-tax-relief

  Tax relief on salary arrears: Section 89(1) with Form 10E applies under the Income-tax Act, 1961 (assessment year 2026-27 and earlier). Under the Income-tax Act, 2025 the corresponding provisions are Section 157(1), Rule 73 of the Income-tax Rules, 2026 and Form 39, applicable from Tax Year 2026-27, so arrears received from 1 Apr 2026 fall under Form 39. Filed online on the e-filing portal

  (Unconfirmed) The official FAQ page could not be opened from our tools; the mapping comes from the search listing of incometaxindia.gov.in pages and from TaxGuru. Check the e-filing portal before filing

  TaxGuru: Income-tax Form No. 39, relief under Section 157(1) · checked 2026-10-22 · recheck: 2026-12-31

• Reported by reputable sourcescea

  CEA 2,812.50 per child per month (fixed); hostel subsidy up to 8,437.50 or actual cost, whichever is lower; Divyang child 5,625. DoPT OM 25 Apr 2024. The corrigendum of 30 Jun 2026 only clarified that hostel subsidy is reimbursed against actual cost; the rates did not change

  Business Today: education allowance rules revised · checked 2026-10-16 · recheck: on any DoPT order or DA rise to 100%

• Official order, read on a mirrorhba-rate

  HBA interest rate is 7.10% for 1 Apr 2026 to 31 Mar 2027. MoHUA OM No. I-17015/2(2)/2022/H.III(e-9126778) dated 13 May 2026

  GovtStaff: HBA interest rates for 2026-27 · checked 2026-10-16 · recheck: 2027-03-31

• Official order, read on a mirrorhba-rules

  HBA Rules 2017 (MoHUA OM 09.11.2017): new house is the least of 34 months' basic pay, 25 lakh, the cost, or repaying capacity. Enlargement: 34 months' basic pay or 10 lakh. Simple interest. Permanent employees, or temporary employees with 5 years' continuous service. Principal over up to 180 instalments, then interest over up to 60 (20 years maximum). If both spouses are central employees, they can take it jointly or separately

  StaffNews: HBA rules 2017 · checked 2026-10-16 · recheck: on any MoHUA order

• Official sourceltc-block

  LTC block 2026-2029. If HQ and home town differ: two-year sub-blocks (2026-27, 2028-29), each with Home Town or All-India LTC

  DoPT LTC FAQ, OM F.No. 31011/07/2025-Estt.A-IV, 01.07.2025 · checked 2026-10-16 · recheck: on any DoPT LTC order

• Official sourceltc-carry

  In calendar year 2026, employees whose HQ and home town are the same may use one unavailed LTC of the 2022-25 block alongside one of 2026-29 (FAQ Q17). Employees whose HQ and home town differ may use one unavailed LTC of the 2024-25 sub-block alongside one of 2026-27 (FAQ Q16). It is not true that everyone can carry forward a 2022-25 LTC

  DoPT LTC FAQ, 01.07.2025 (Q16 and Q17) · checked 2026-10-16 · recheck: on any DoPT LTC order

• Official sourceltc-claim

  The LTC claim is due within 1 month of the return journey if an advance was drawn, and 3 months if not (FAQ Q35). Late no-advance claims are forfeited (Q71)

  DoPT LTC FAQ, 01.07.2025 (Q35 and Q71) · checked 2026-10-16 · recheck: on any DoPT LTC order

• Reported by reputable sourcesltc-leave-encash

  Up to 10 days of earned leave can be encashed along with LTC

  DoPT LTC FAQ (confirm the 10-day limit in the FAQ) · checked 2026-10-16 · recheck: on any DoPT LTC order

• Official sourceltc-booking

  Air tickets on LTC only via Balmer Lawrie, Ashok Travels & Tours or IRCTC. No agency charges. "No Mileage Points will be generated against travel on Government account." DoPT OM F.No. 31011/12/2022-Estt.A-IV dated 29.08.2022

  DoPT: instructions on booking of LTC air tickets · checked 2026-10-16 · recheck: on any DoPT LTC order

• Official order, read on a mirrorltc-ne-jk

  Air travel on LTC to the North East, J&K, Ladakh and A&N extended 26 Sep 2026 to 25 Sep 2028. DoPT OM F.No. 31011/15/2022-Estt-A-IV dated 09.09.2026. One Home Town LTC can be converted; entitled officers may fly any airline in their class; others may fly economy on named sectors

  GovtStaff: relaxation to travel by air on LTC · checked 2026-10-16 · recheck: 2028-09-25

• Official order, read on a mirrorofficial-air-points

  Official (non-LTC) air travel: DoE OM No. 19024/03/2021-E.IV, as modified 16 June 2022, para 14: "No Mileage Points will be generated against travel on Government account." It supersedes all earlier instructions. The 2008 OMs on mileage points are history

  GConnect: instructions on booking air tickets on government account · checked 2026-10-16 · recheck: on any DoE order

• Official order, read on a mirrorcghs-sub

  CGHS monthly subscription from 1 Jan 2017: Level 1-5 250; Level 6 450; Level 7-11 650; Level 12 and above 1,000. Pensioners: lifetime card equals 120 months' subscription

  StaffNews: CGHS ward entitlement and monthly subscription · checked 2026-10-16 · recheck: on any MoHFW order

• Official order, read on a mirrorcghs-ward

  Private-hospital ward by basic pay: up to 47,600 General; 47,601 to 63,100 Semi-private; 63,101 and above Private

  StaffNews: CGHS ward entitlement and monthly subscription · checked 2026-10-16 · recheck: on any MoHFW order

• Official order, read on a mirrorcghs-dependants

  The dependant income limit is 9,000 a month plus the DR on 9,000, from all sources. MoHFW OM S-11012/2/2016-CGHS-P dated 8 Nov 2016

  GConnect: CGHS eligibility for dependents · checked 2026-10-16 · recheck: on any MoHFW order

• Reported by reputable sourcescghs-rates

  CGHS package rates were revised from 13 Oct 2025. Beneficiary and city counts and card delivery times are not verified and are not stated

  GovtEmployeesHub: CGHS revises healthcare rates · checked 2026-10-16 · recheck: on any MoHFW order

• Reported by reputable sourcesccl

  Child Care Leave (Rule 43-C, CCS Leave Rules): 730 days over the whole service; 100% pay for the first 365 days, 80% for the next 365; minimum 5 days per spell; 3 spells a year (6 for single women); child under 18 (no age limit if 40% or more disability); two eldest children; single male parents (unmarried, widower, divorced) are eligible. Key orders: 11.12.2018, 18.06.2024, 29.07.2024

  Vidhoon: Child Care Leave, Rule 43-C · checked 2026-10-16 · recheck: on any DoPT order

• Official order, read on a mirrormacp

  MACP: 3 upgradations at 10, 20 and 30 years, or after 10 years in the same Level, whichever is earlier; next Level in the Pay Matrix; benchmark Very Good; Group A (except Organised Services), B and C; casual, ad hoc and contract staff excluded. DoPT OM 35034/3/2015-Estt.(D) dated 22.10.2019. Five upgradations at 6/12/18/24/30 years is only a union demand

  IGE Corner: MACPS consolidated guidelines · checked 2026-10-16 · recheck: on any DoPT order or 8th CPC decision

• Official order, read on a mirrorctg

  Composite Transfer Grant is 80% of the last month's basic pay; 100% for transfers to or from A&N, Lakshadweep and Nicobar; one-third if the new station is under 20 km away (with a change of residence). DoE OM 19030/1/2017-E.IV, July 2017

  StaffNews: 7th CPC TA rules, travelling allowance on transfer · checked 2026-10-16 · recheck: on any DoE order

• Official order, read on a mirrorta-personal-effects

  Transport of personal effects: Level 12 and above and Levels 6-11: 6,000 kg or 50 per km by road; Level 5: 3,000 kg or 25; Level 4 and below: 1,500 kg or 15. Rates rise 25% each time DA rises by 50%

  StaffNews: 7th CPC TA rules, travelling allowance on transfer · checked 2026-10-16 · recheck: on any DoE order

• Official order, read on a mirrorta-claim

  TA claims (tour, transfer, training, retirement) must be submitted within 60 days of completing the journey or they are forfeited. DoE OM 19030/1/2017-E.IV dated 13.03.2018

  StaffNews: revision of time limit for submission of TA claims · checked 2026-10-16 · recheck: on any DoE order

• Official sourceholiday-homes

  Booking window: 60 days (serving central staff), 30 days (retired), 15 days (State, PSU, autonomous bodies). Priority: MPs, then serving, then retired, then others. No refund. Maximum 5 nights (3 at Mussoorie, Goa, Udaipur). Tariffs are from a Directorate of Estates OM of 10 Jul 2012 till further revision. Holiday home and hostel counts are not verified and are not stated

  e-Sampada holiday homes FAQ (MoHUA) · checked 2026-10-16 · recheck: on any Directorate of Estates order

• Reported by reputable sourceslabour-codes

  All four labour codes are in force from 21 Nov 2025

  KPMG flash alert 2025-267 · checked 2026-10-16 · recheck: on any Labour Ministry notification

• Reported by reputable sourcesgratuity-fte

  Fixed-term employees get pro-rata gratuity after 1 year (Code on Social Security, s.53). Whether this covers contracts that began before 21 Nov 2025 is unclear. Payment is due within 30 days. Government employees are fully exempt

  CalcGuru: gratuity for fixed-term employees · checked 2026-10-16 · recheck: on any Labour Ministry notification

• Reported by reputable sources12bps

  12th Bipartite Settlement signed 8 Mar 2024, effective 1 Nov 2022, 17% pay increase. Bank-specific loan rates and LFC rules are not stated

  BankersAdda: 12th Bipartite Settlement · checked 2026-10-16 · recheck: on any IBA settlement

• Reported by reputable sourcesesop-deferral

  Startup ESOP tax deferral applies only to eligible start-ups under old s.80-IAC (DPIIT recognition and an Inter-Ministerial Board certificate). Tax falls due at the earliest of 48 months from the end of the assessment year, sale, or leaving the job. A Budget 2026 widening is not confirmed

  Outlook Business: why Budget 2026 is a critical moment for ESOPs · checked 2026-10-16 · recheck: after every Union Budget

• Reported by reputable sourcesechs

  ECHS started 1 Apr 2003; needs ex-serviceman status plus a service, disability or family pension. One-time contribution by rank (source circa 2013-15; check current rates at echs.gov.in): Recruit to Havildar 15,000; Nb Sub 27,000; Sub to Maj 39,000; Lt Col and above 60,000. The polyclinic count is outdated and not stated

  GConnect: Ex-Servicemen Contributory Health Scheme · checked 2026-10-16 · recheck: on any MoD order

• Official order, read on a mirrorrailway-pto

  PTO: the holder pays one-third of the normal fare (Railway Servants (Pass) Rules 1986, Rule 2(g)). Entitlement by status cum pay level (RBE 120/2019): gazetted officers get 6 sets of privilege passes and 4 sets of PTOs a year; non-gazetted staff at Level 6 and above get 1 pass set until 5 years' service, then 3, plus 4 sets of PTOs

  Railway Servants (Pass) Rules, 1986 · checked 2026-10-16 · recheck: on any Railway Board order

• Reported by reputable sourcesrbi-cards

  RBI Master Direction on cards (Apr 2022): an unsolicited card or upgrade means charges are reversed plus a penalty of twice that amount; closure within 7 working days or 500 per day; OTP activation within 30 days

  RBI FAQs on the Credit Card and Debit Card Master Direction · checked 2026-10-16 · recheck: on any RBI direction

• Official sourcecard-exclusions-example

  One issuer's terms as an example: the Axis IndianOil card gives no reward points on rent, wallet loads, insurance, gold and jewellery, utilities or government spends. Every card has its own list

  Axis Bank: IndianOil card terms and conditions · checked 2026-10-16 · recheck: 2027-01-14

• Reported by reputable sourcesbluchip-earn

  IndiGo BluChip: 8 per 100 of base fare plus fuel surcharge; 4 more per 100 when booked on IndiGo's website or app; tier bonus Blu 2 plus 2, Blu 1 plus 4. No expiry while there is activity in any 24 months. IndiGo publishes no rupee value; minimum redemption 500

  Live From A Lounge: IndiGo BluChip primer · checked 2026-10-16 · recheck: 2027-01-14

• Official source6e-rewards

  6E Rewards closed 31 Oct 2025; balances converted 1:1 to BluChips on 1 Nov 2025

  HDFC Bank: IndiGo migration FAQ · checked 2026-10-16 · recheck: 2027-01-14

• Official sourcemaharaja

  Air India Maharaja Club from 1 Apr 2026 (rolled out progressively): domestic awards from 1,500 points; upgrades from 4,000; average economy award prices down about 30%. Tier flight counts: Platinum 60 (12 on Air India), Gold 45 (8), Silver 20 (4). Expiry and Air India Express rules were not in the release and are not stated

  Air India press release on Maharaja Club enhancements · checked 2026-10-16 · recheck: 2027-01-14

• Official sourcetaj

  Taj InnerCircle NeuCoins per 100 net of taxes: Member 2; Copper 4; Silver 5; Gold 7; Platinum 8. Expiry 1 year (3 years for Gold and Platinum). The value of one NeuCoin in rupees is not stated here

  Taj InnerCircle NeuPass terms and conditions · checked 2026-10-16 · recheck: 2027-01-14

• Reported by reputable sourcesclub-itc

  The Club ITC to Marriott Bonvoy ratio is unchanged at 2:3. From 1 May 2026 the cap halved to 5,000 Green Points a quarter (the official wording is ambiguous)

  Live From A Lounge: Club ITC to Bonvoy transfers · checked 2026-10-16 · recheck: 2027-01-14

• Official source7cpc-pay-matrix

  7th CPC civilian pay matrix, Part A of the Schedule to the CCS (Revised Pay) Rules, 2016 (G.S.R. 721(E), 25 Jul 2016): Levels 1 to 18 plus Level 13A, entry pays Rs 18,000 (Level 1) to Rs 2,50,000 (Level 18), up to 40 cells per level. Level 13 in this table was replaced from 1 Jan 2016 (see 7cpc-level-13-modified)

  Department of Expenditure: CCS (Revised Pay) Rules, 2016 · checked 2026-10-22 · recheck: on any amendment to the CCS (Revised Pay) Rules, 2016 or to Part A

• Official source7cpc-level-13-modified

  Level 13 of the 7th CPC pay matrix was replaced by the CCS (Revised Pay) (Amendment) Rules, 2017 (G.S.R. 592(E), Gazette Extraordinary No. 490, 15 Jun 2017), effective 1 Jan 2016: 20 cells from Rs 1,23,100 to Rs 2,15,900. The original table had 21 cells from Rs 1,18,500 to Rs 2,14,100 and is treated as never in force. Index of Rationalisation 2.67, but pay is still fixed with the 2.57 fitment factor (DoE OM 4-6/2017-IC/E-III(A), 28 Sep 2017)

  Gazette of India Extraordinary, G.S.R. 592(E), 15 Jun 2017 (Government of India Press PDF) · checked 2026-10-22 · recheck: on any amendment to the CCS (Revised Pay) Rules, 2016 or to Part A

• Official source7cpc-gp-to-level

  Grade pay to Level in the 7th CPC pay matrix (Part A header): GP 1800 = Level 1; 1900 = 2; 2000 = 3; 2400 = 4; 2800 = 5; 4200 = 6; 4600 = 7; 4800 = 8; 5400 (Pay Band 2) = 9; 5400 (Pay Band 3) = 10; 6600 = 11; 7600 = 12; 8700 = 13; 8900 = 13A; 10000 = 14; pay band 67000-79000 = 15; 75500-80000 = 16; 80000 = 17; 90000 = 18

  Department of Expenditure: CCS (Revised Pay) Rules, 2016, Schedule Part A · checked 2026-10-22 · recheck: on any amendment to the CCS (Revised Pay) Rules, 2016 or to Part A

• Official sourcerole-gp-7cpc-report

  Pre-2016 grade pays recorded in the 7th CPC report: Assistant Loco Pilot 1900, Loco Pilot (Goods, Passenger, Mail) 4200, Station Master 4200 (Assistant SM 2800, Station Superintendent 4600), Ticket Checking staff entry 1900 (strength also at 2400 and 2800), Postman 2000, MTS 1800, Upper Division Clerk 2400, Lower Division Clerk 1900, CAPF Constable 2000, PRT Gr.III 4200 / Gr.II 4600 / Gr.I 4800, TGT Gr.III 4600 / Gr.II 4800 / Gr.I 5400 (PB-3), PGT Gr.III 4800 / Gr.II 5400 (PB-3) / Gr.I 6600. These are the Commission's records of the pre-revised structure, not a post-by-post order of levels; Part C of the Rules lists the levels approved for named posts, and none of these roles appears in it, so the grade pay to level mapping in Part A is the working basis

  Report of the Seventh CPC (Ch. 8.11, 11.8, 11.22, 11.24, 11.35, 11.40) · checked 2026-10-22 · recheck: on any 7th CPC level order for these posts

• Reported by reputable sourcesrole-defence-sepoy

  Defence Pay Matrix starts at Rs 21,700 for a Sepoy and equivalent (7th CPC report para 5.2.7, a recommendation); Military Service Pay of Rs 5,200 a month recommended for JCOs and other ranks (para 5.2.22), reckoned as basic pay for DA and pension but not for HRA. The Ministry of Defence order that notified the final defence matrix and MSP was not read, so both figures are marked as secondary

  (Unconfirmed) Recommendation in the Commission report; the notified Ministry of Defence order was not read.

  Report of the Seventh CPC, Ch. 5.2 (Defence Forces) · checked 2026-10-22 · recheck: on reading the Ministry of Defence order on the defence pay matrix and MSP

• Reported by reputable sourcesrole-running-allowance

  Running staff of Indian Railways (Loco Pilots, Assistant Loco Pilots, Shunters, Guards) draw Running Allowance, made up of Kilometreage Allowance (KMA), Allowance in Lieu of Kilometreage (ALK) and special allowances (7th CPC report, para 8.11). The report quotes pre-2016 rates; the rates in force now were not read from a Railway Board order, so no current rate is shown

  (Unconfirmed) Current rates not read from a Railway Board order.

  Report of the Seventh CPC, Ch. 8.11 (Running Allowance) · checked 2026-10-22 · recheck: on reading the current Railway Board order on running allowance

• Official order, read on a mirrorpension-7cpc-om

  DoPPW OM F.No.38/37/2016-P&PW(A)(i), 4 Aug 2016 (for those retiring or dying in service on or after 1 Jan 2016 under the CCS (Pension) Rules, 1972): pension is subject to a minimum of Rs 9,000 a month and a maximum of 50% of the highest pay in Government (Rs 2,50,000, so Rs 1,25,000); family pension is 30% of basic pay in the revised pay structure, minimum Rs 9,000 and maximum 30% of the highest pay; enhanced family pension is 50% of basic pay, minimum Rs 9,000 and maximum 50% of the highest pay; pension and family pension qualify for dearness relief. Rule 49 of the Pension Rules is otherwise unchanged. The OM applies to employees under the old pension rules, not to those on NPS or UPS

  Government of Puducherry circular reproducing DoPPW OM of 4 Aug 2016 · checked 2026-10-22 · recheck: on any DoPPW order revising the pension or family pension rules

• Reported by reputable sourcespension-50pct

  At full qualifying service (33 years or more) pension under Rule 49 of the CCS (Pension) Rules is 50% of average emoluments, which are the average of the last ten months' basic pay. The 4 Aug 2016 OM keeps Rule 49 unchanged. The pension pages here approximate this as 50% of last basic pay; the rule text itself was not read

  (Unconfirmed) The OM keeps Rule 49 but does not restate the 50% rate; the rule text was not read.

  DoPPW OM of 4 Aug 2016, para 5.1 (keeps Rule 49), read on a Puducherry government copy · checked 2026-10-22 · recheck: on reading Rule 49 of the CCS (Pension) Rules on doppw.gov.in

• Official sourceda-history-2016-2026

  Central Government DA on 7th CPC pay: 0% from 1 Jan 2016, then 2% (1 Jul 2016), 4%, 5%, 7%, 9%, 12%, 17% (1 Jul 2019), frozen at 17% from 1 Jan 2020 to 30 Jun 2021, 31% (1 Jul 2021), 34%, 38%, 42%, 46%, 50% (1 Jan 2024), 53%, 55%, 58% (1 Jul 2025), 60% (1 Jan 2026) and 63% (1 Jul 2026). Each step is checked against a PIB release that states the increase over the existing rate

  PIB releases on each DA/DR instalment, 2017 to 2026 (listed on the DA rate history page) · checked 2026-11-10 · recheck: on each Cabinet DA decision

• Official sourcedlc-windows

  DoPPW Office Memorandum F.No.11(3)/2026-P&PW(H)-11860 dated 13 Aug 2026 (Digital Life Certificate Campaign 5): the nationwide campaign runs 1 to 30 November 2026; pensioners aged 80 and above have a special provision to submit in October too, and banks are to equip branches to serve super senior pensioners from 1 to 31 October 2026. Banks are told that no pensioner wanting to give a physical life certificate should be refused

  DoPPW OM 13 Aug 2026: Comprehensive Guidelines for DLC Campaign 5 (ipension.nic.in) · checked 2026-10-26 · recheck: 2026-12-01

• Reported by reputable sourcesdlc-80-validity

  DoPPW OM No.1/20/2018-P&PW(E) dated 18 Jul 2019, as quoted in later DoPPW guidelines: pensioners aged 80 and above may give their life certificate from 1 October every year, instead of November, and it is valid till 30 November of the subsequent year

  (Unconfirmed) The 2019 OM text was read in a gConnect summary, not on doppw.gov.in

  gConnect: Submission of annual life certificate, DoPPW (quotes the 2019 OM) · checked 2026-10-26 · recheck: 2026-12-01

• Reported by reputable sourcesdlc-bt-2026

  Business Today, 7 Oct 2026: pensioners aged 80 and above can start submitting their Digital Life Certificate from 1 October 2026; pensioners below 80 cannot simply submit from 1 October and use the regular November window. It lists four routes (face authentication, fingerprint or iris device, doorstep banking, bank branch) and says Jeevan Pramaan is an additional facility, not a replacement for existing methods

  Business Today: Jeevan Pramaan 2026, who can submit from October 1 and who must wait · checked 2026-10-26 · recheck: 2026-12-01

• Official sourcedlc-methods

  Official routes: (1) Face Authentication on an Android or iOS phone with the Aadhaar Face RD app and the Jeevan Pramaan app (DoPPW SOP); (2) a registered fingerprint or iris device with the Jeevan Pramaan application, at home or at a Citizen Service Centre or a pension disbursing agency office (Jeevan Pramaan FAQ); (3) doorstep service by India Post Payments Bank postmen and Gramin Dak Sevaks, and the public sector banks' doorstep banking in 100 cities (DoPPW booklet 'Ease of Life for Pensioners'); (4) a physical certificate, which banks must not refuse

  DoPPW: SOP for Face Authentication (DLC Campaign portal) · checked 2026-10-26 · recheck: 2026-12-01

• Official sourcedlc-details

  Jeevan Pramaan FAQ: the pensioner provides the Aadhaar number (or VID, which is a must), name, mobile number and self-declared pension details such as PPO number, pension account number, bank details, the pension sanctioning authority and the pension disbursing authority, plus a fingerprint, iris or face authentication. Wrong details can lead to rejection. Re-married or re-employed pensioners cannot use the digital certificate and must submit the conventional way

  Jeevan Pramaan (MeitY): Frequently asked questions · checked 2026-10-26 · recheck: 2026-12-01

• Official sourcedlc-download

  Jeevan Pramaan FAQ: on success an acknowledgement SMS carries the Pramaan ID; the certificate need not be submitted to the bank or post office because it is available to them electronically; the pensioner can download it from the Pensioner Login on jeevanpramaan.gov.in and see whether it was accepted or rejected there. If rejected, contact the pension disbursing agency and generate a new certificate with correct details. The certificate is subject to the pension sanctioning authority's rules on validity

  Jeevan Pramaan (MeitY): Frequently asked questions · checked 2026-10-26 · recheck: 2026-12-01

• Reported by reputable sourcesdlc-missed

  The official pages read do not state what happens after 30 November. The DoPPW booklet says that under the old manual system pension used to be stopped for non-receipt of the life certificate. A news explainer (IndianPayCalculator) says pension is paused from December and restarts, with the withheld months paid, once the certificate reaches the bank

  (Unconfirmed) No official page read states the consequence or the arrears rule; ask your pension disbursing bank

  IndianPayCalculator: life certificate 2026, do it by 30 Nov or pension stops · checked 2026-10-26 · recheck: 2026-12-01

• Official sourcebonus-adhoc-2026

  Department of Expenditure Office Memorandum dated 15 Oct 2026 (Non-Productivity Linked Bonus for 2025-26): 30 days' emoluments for Group C and non-gazetted Group B Central Government employees not covered by a Productivity Linked Bonus scheme, including eligible employees of Central Armed Police Forces and Armed Forces. Calculation ceiling Rs 7,000 a month: bonus for one day = average emoluments (or the ceiling, whichever is lower) divided by 30.4, times the days granted; for 30 days at the ceiling Rs 7,000 x 30 / 30.4 = Rs 6,907.89, rounded to Rs 6,908. Only employees in service on 31 Mar 2026 with at least six months' continuous service in 2025-26 are eligible, pro rata (nearest month) between six and twelve months. Casual labour with the required days of work: Rs 1,200 x 30 / 30.4 = Rs 1,184

  Department of Expenditure O.M. dated 15 October 2026: ad-hoc bonus 2025-26 (doe.gov.in) · checked 2026-10-26 · recheck: historical record for 2025-26; no recheck needed

• Official sourcebonus-esic-2026

  ESIC Office Memorandum A-28012/6/2022-E-III dated 16 Oct 2026, following Ministry of Labour approval of 15 Oct 2026: Productivity Linked Bonus of 60 days' wages, maximum Rs 13,816, for eligible Group C employees of the Corporation for 2025-26, with at least six months of service in the year; payment within 5 working days of the memorandum

  ESIC O.M. dated 16 October 2026: PLB for 2025-26 · checked 2026-10-26 · recheck: historical record for 2025-26; no recheck needed

• Reported by reputable sourcesbonus-posts-2026

  Times Now Hindi reports that a Department of Posts order of 16 Oct 2026 grants 60 days' bonus, up to Rs 13,816, to regular MTS, Group C and non-gazetted Group B staff, and as ex-gratia to regular Gramin Dak Sevaks, calculated on the Rs 7,000 ceiling

  (Unconfirmed) The Department of Posts order itself was not opened

  Times Now Hindi: postal staff annual bonus 2025-26 · checked 2026-10-26 · recheck: historical record for 2025-26; no recheck needed

• Official sourcebonus-railway-plb-2026

  PIB, 14 Oct 2026: the Union Cabinet approved a Productivity Linked Bonus of 78 days for Rs 2,009.61 crore to 11,40,770 railway employees (about 11.40 lakh non-gazetted staff). The maximum amount payable per eligible railway employee is Rs 17,951 for 78 days

  PIB: Cabinet approves Productivity Linked Bonus (PLB) for 78 days to Railway Employees · checked 2026-10-26 · recheck: historical record for 2025-26; no recheck needed

• Official sourcepension-retire-benefit

  DoPPW Pensioners' Portal, Retirement Benefits: from 1.1.2006 pension is 50% of emoluments (last basic pay) or of average emoluments (average basic pay of the last 10 months), whichever is more beneficial; minimum pension Rs 9,000 a month; maximum 50% of the highest pay in Government (presently Rs 1,25,000). A government servant may commute up to 40% of pension for a lump sum, without a medical examination if exercised within one year of retirement; the commuted portion is restored after 15 years from receipt of the commuted value; Dearness Relief continues on the original pension

  Pensioners' Portal (DoPPW): Retirement Benefits · checked 2026-10-26 · recheck: on any DoPPW order revising these pension rules

• Reported by reputable sourcespension-6cpc

  DoPPW OM of 1 Sep 2008 revised the pension of pre-2006 pensioners from 1 Jan 2006 by consolidation, with a floor of 50% of the minimum of the pay in the pay band plus grade pay of the post held (as restated by later OMs and a 2018 DoPPW letter)

  (Unconfirmed) The OM text was read in summaries, not on doppw.gov.in; the exact consolidation components were not checked

  gConnect: modified parity in revision of pension of pre-2006 pensioners · checked 2026-10-26 · recheck: historical record; no recheck needed

• Official order, read on a mirrorups-payout

  PFRDA (Operationalisation of Unified Pension Scheme under NPS) Regulations, 2025, regulation 15 (Gazette, 19 Mar 2025): Assured Payout = (1/2 of P) x (Q/300), where P is the average basic pay of the last twelve months and Q is months of qualifying service (Q below 120: UPS not applicable; Q above 300 is taken as 300). Full payout needs 25 years of qualifying service; 10 to 25 years gets a proportionate payout; a minimum guaranteed payout of Rs 10,000 a month applies with at least 10 years. The payout is reduced in proportion if the individual corpus is below the benchmark corpus or a final withdrawal (up to 60%) is taken: Admissible Payout = Assured Payout x IC/BC x (1 - FW%)

  PFRDA UPS Regulations, 2025 (Gazette copy) · checked 2026-10-26 · recheck: on any PFRDA amendment to the UPS Regulations

• Official order, read on a mirrorups-lumpsum

  PFRDA UPS Regulations, 2025, regulation 14: lump sum = (E/10) x L, where E is basic pay (including non-practising allowance, if applicable) plus dearness allowance on the date of superannuation or retirement, and L is the number of completed six months of qualifying service; any period under six months is ignored. It is in addition to the assured payout

  PFRDA UPS Regulations, 2025 (Gazette copy) · checked 2026-10-26 · recheck: on any PFRDA amendment to the UPS Regulations

• Official order, read on a mirrorups-family

  PFRDA UPS Regulations, 2025, regulations 16 and 17: on the death of a subscriber who was receiving the admissible payout, the legally wedded spouse receives for life 60% of the payout the subscriber was drawing. Dearness Relief as declared by the Central Government is payable on the admissible payout and the family payout, once the payout begins

  PFRDA UPS Regulations, 2025 (Gazette copy) · checked 2026-10-26 · recheck: on any PFRDA amendment to the UPS Regulations

• Official order, read on a mirrorups-contrib

  PFRDA UPS Regulations, 2025, regulations 6 and 7: the subscriber contributes 10% of basic pay and DA to the individual corpus, matched by an equal Central Government contribution; the Government's additional contribution to a pool corpus is estimated at 8.5% of basic pay plus DA on an aggregate basis. The pool is managed by pension funds on Government instructions

  PFRDA UPS Regulations, 2025 (Gazette copy) · checked 2026-10-26 · recheck: on any PFRDA amendment to the UPS Regulations

• Official sourceups-option-rule

  CCS (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025, G.S.R. 599(E), 2 Sep 2025, rule 4: a Central Government employee in service on 1 Apr 2025 and covered by NPS could opt for UPS within three months of 1 Apr 2025, or within extended timelines allowed by the Government; a new joiner within thirty days of joining. The option once exercised is final (subject to the one-time switch), and an employee who does not opt is deemed to continue in NPS. The Rules do not apply to railway servants, All India Services members, contract and casual staff

  CCS (Implementation of UPS under NPS) Rules, 2025, G.S.R. 599(E) (pensionersportal.gov.in) · checked 2026-10-26 · recheck: on any DoE or PFRDA UPS notification

• Reported by reputable sourcesups-window-closed

  Press and explainer sites report that the UPS option deadline was extended to 30 Sep 2025 and then to 30 Nov 2025, that the window has not been reopened, and that 1,18,195 employees had opted as of 19 Jul 2026 (Lok Sabha reply). The extension orders and the reply were not opened here

  (Unconfirmed) Secondary reports only; the Department of Expenditure extension orders were not opened. Check with your DDO before assuming the window is closed to you

  Indian Pay Calculator: NPS vs UPS 2026, switch window shut · checked 2026-10-26 · recheck: 2026-12-31

• Official sourceups-switch

  UPS Rules 2025, rule 11, and PFRDA UPS (Amendment) Regulations, 23 Dec 2025, regulation 3A: a UPS subscriber has a one-time switch back to NPS at any time in service, but not later than 12 months before superannuation, 3 months before the deemed date of voluntary retirement, or at resignation or compulsory retirement that is not a penalty; not available where proceedings are pending. After the switch the Government contributes 14% as under NPS, the differential 4% with returns for the UPS period is credited to the NPS account, and the subscriber is no longer eligible for UPS payouts

  CCS (Implementation of UPS under NPS) Rules, 2025, rule 11 (pensionersportal.gov.in) · checked 2026-10-26 · recheck: on any DoE or PFRDA UPS notification

• Official sourcenps-exit-govt

  PIB, 19 Dec 2025: for the government sector under NPS, normal exit remains up to 60% lump sum and at least 40% annuity, after the December 2025 amendments to the PFRDA Exits and Withdrawals Regulations (the larger lump sum of up to 80% applies to the non-government sector)

  PIB: Key amendments in PFRDA (Exits and Withdrawals under the NPS) Regulations, 2015 · checked 2026-10-26 · recheck: on any PFRDA exit amendment

• Official sourcerole-gds-excluded

  Memorandum Explanatory to the CCS (Revised Pay) Rules, 2016, on Rule 2: the Rules apply to civil employees paid from Civil Estimates, do not apply to employees under the Ministry of Railways and civilian personnel paid from Defence Services Estimates (for whom separate rules are to be issued by those Ministries), and do not apply to Gramin Dak Sevaks in the Department of Posts

  Department of Expenditure: CCS (Revised Pay) Rules, 2016 and Explanatory Memorandum · checked 2026-10-26 · recheck: on any amendment to the CCS (Revised Pay) Rules, 2016

• Official sourcerole-capf-si

  SSC Notice of the Sub-Inspector in Delhi Police and Central Armed Police Forces Examination, 2026 (uploaded 10 Sep 2026): the Sub-Inspector (GD) in CAPFs carries pay scale Level-6 (Rs 35,400 to Rs 1,12,400) and is classified Group B (Non-Gazetted), Non-Ministerial; Sub-Inspector (Executive) in Delhi Police and Sub-Inspector (Fire) in CISF carry the same Level-6 scale

  Staff Selection Commission: Notice, SI in Delhi Police and CAPFs Examination, 2026 · checked 2026-10-26 · recheck: historical record for the 2026 notice; recheck on the next SSC notice

• Reported by reputable sourcesrole-rly-group-d

  Railway Recruitment Board listings for CEN 09/2025 title the recruitment 'Level 1 (Group D)' and 'Various Posts in Level 1 of 7th CPC Pay Matrix'; Level 1 of the matrix starts at Rs 18,000 (Part A of the Revised Pay Rules). The RRB notice PDF itself could not be opened here, and railway employees are covered by Railway pay rules issued separately from the CCS rules

  (Unconfirmed) Level 1 is read from the RRB page and corrigendum titles; the notice text was not opened. The entry pay comes from the official matrix

  RRB Chandigarh: Level 1 (Group D), CEN 09/2025 · checked 2026-10-26 · recheck: 2026-12-31

• Reported by reputable sourcesrole-nvs

  Navodaya Vidyalaya Samiti recruitment notices, as quoted in news reports of the 2022 cycle: Post Graduate Teachers (PGT) Level 8 (Rs 47,600 to Rs 1,51,100) and Trained Graduate Teachers (TGT) Level 7 (Rs 44,900 to Rs 1,42,400). These agree with the official grade pay to level map (Grade Pay 4600 is Level 7; 4800 is Level 8)

  (Unconfirmed) The NVS notice itself was not opened. The levels are quoted from a news report and agree with the official grade pay map

  Amar Ujala: NVS recruitment 2022, vacancies for TGT, PGT and Principal posts · checked 2026-10-26 · recheck: 2026-12-31

• Reported by reputable sourcesrole-nursing

  AIIMS NORCET notices, as quoted by Careers360 for the 24 Jul 2026 notification: Nursing Officer selected candidates are placed at Level 7 of the pay matrix, corresponding to the pre-revised pay band 9,300 to 34,800 with grade pay 4,600. Grade Pay 4600 maps to Level 7 in the official Part A table (entry Rs 44,900)

  (Unconfirmed) The AIIMS notice was not opened; the wording is quoted by a news site. Nursing Officers in other central bodies may sit at other levels

  Careers360: AIIMS NORCET-11 notification, pay scale · checked 2026-10-26 · recheck: 2026-12-31

• Reported by reputable sourcesrole-medical

  Central Health Service and similar General Duty Medical Officer posts are placed at Level 10 of the 7th CPC matrix, per exam guides for the UPSC Combined Medical Services (post-wise lists name Assistant Divisional Medical Officer in Railways, CHS Medical Officer grade, GDMO in NDMC and MCD). A Government of India hospital notice for Junior Resident (Non-PG) posts also gives Level 10 at Rs 56,100 plus NPA. Grade Pay 5400 in Pay Band 3 maps to Level 10 in the official Part A table

  (Unconfirmed) The UPSC CMS notice and a Central Health Service order were not opened. The NPA rate was not read from an order, so no rate is shown

  Aglasem: UPSC CMS salary and job profile · checked 2026-10-26 · recheck: 2026-12-31

• Reported by reputable sourcesrole-asst-prof

  UGC pay structure for university and college teachers under the 7th CPC, as adopted by state government orders and university circulars: Assistant Professor at Academic Level 10 with a rationalised entry pay of Rs 57,700, replacing the Academic Grade Pay of Rs 6,000 in Pay Band 15,600 to 39,100. Academic Level 10 is a separate academic matrix, not Level 10 of the civil matrix

  (Unconfirmed) The UGC Regulations, 2018 and the Ministry of Education letter applying them to central universities were not opened; this is read from a state order that adopts the same structure

  Government of Tamil Nadu G.O. adopting the UGC pay structure (2018) · checked 2026-10-26 · recheck: 2026-12-31

• Official sourcerole-agniveer

  PIB, 14 Jun 2022 (Cabinet approval of Agnipath): Agniveers get a customised monthly package of Rs 30,000 (year 1), Rs 33,000, Rs 36,500 and Rs 40,000 (year 4), of which 70% is in hand (Rs 21,000, Rs 23,100, Rs 25,580, Rs 28,000) and 30% goes to the Agniveer Corpus Fund, matched by the Government. After four years a one-time Seva Nidhi of Rs 11.71 lakh (including interest) is paid and is exempt from income tax. Risk and hardship allowances apply as in the three services. There is no entitlement to gratuity or pension. Life insurance cover of Rs 48 lakh is provided during service

  PIB: Cabinet clears the AGNIPATH scheme for recruitment of youth in the Armed Forces · checked 2026-10-26 · recheck: on any Ministry of Defence order changing the Agnipath package

• Reported by reputable sourcesrole-army-pensioner

  Under One Rank One Pension (OROP), implemented from 1 Jul 2014 by the Ministry of Defence's Department of Ex-Servicemen Welfare, defence personnel of the same rank and length of service get the same pension regardless of date of retirement, with periodic revision every five years; the Supreme Court upheld the five-year periodic revision on 16 Mar 2022 (as summarised by explainer and legal-news sites)

  (Unconfirmed) Read in summaries only; no Ministry of Defence order was opened, and the latest OROP revision date was not confirmed

  Supreme Court Observer: One Rank One Pension · checked 2026-10-26 · recheck: 2026-12-31

• Official sourcebank-pay-bipartite

  The Indian Banks' Association (IBA) lists the Bipartite Settlements (the 12th BPS and earlier ones) and the related joint notes for bank workmen and officers on its HR and Industrial Relations pages. The CCS (Revised Pay) Rules, 2016, which apply the Central Pay Commission's pay structure, cover persons appointed to civil services and posts in connection with the affairs of the Union whose pay is debitable to the Civil Estimates, which does not describe bank staff

  IBA: Bipartite Settlement (HR and Industrial Relations) · checked 2026-10-26 · recheck: on a new IBA listing

• Reported by reputable sourcesbank-12bps

  Reports say the IBA and the United Forum of Bank Unions signed the 12th Bipartite Settlement and the 9th Joint Note on 8 Mar 2024, effective from 1 Nov 2022, with a wage revision described as 17% of the payslip component of establishment expenses of public sector banks (the measure is described differently in different reports), running to 31 Oct 2027

  (Unconfirmed) The signed settlement text and the IBA press note were not opened; the 17% is described on payslip cost in some reports and on basic pay in others

  HelloBanker: 12th Bipartite Settlement signed, 8 March 2024 · checked 2026-10-26 · recheck: 2026-12-31

• Reported by reputable sourcesbank-13bps

  The 13th Bipartite Settlement is reported to fall due from 1 Nov 2027, when the 12th runs out. The All India Bank Employees' Association's circular of 29 Jun 2026 says it has set up a sub-committee to prepare the Charter of Demands for it. Reports say the Department of Financial Services told the IBA on 20 Apr 2026 to finish negotiations within 12 months of the due date. No wage terms have been agreed

  (Unconfirmed) The AIBEA circular was read directly; the due date and the Department of Financial Services directive come from news and explainer sites, and the directive was not opened

  AIBEA Circular Letter 30/7/2026/33 dated 29 June 2026: Charter of Demands for the 13th BPS · checked 2026-10-26 · recheck: 2026-12-31

• Reported by reputable sourcesbank-da

  Under the 12th Bipartite Settlement, Dearness Allowance for bank employees is revised every quarter (for example August to October 2026) on the average of a consumer price index, and the rate is published in IBA and union circulars. The All India Bank Employees' Association circular of 31 Jul 2026 reports a quarterly average of 150.86 on the CPI (2016=100) and a revised DA of 27.83% for August to October 2026. DA for bank staff is separate from, and not linked to, Central Government DA

  (Unconfirmed) Read in a union circular; the IBA's own DA circular was not opened, and other sites describe the formula differently. Read the circular from your own bank

  AIBEA Circular Letter 30/11/2026/37: 12th Bipartite DA revision from August 2026 · checked 2026-10-26 · recheck: on each quarterly DA circular (next: November 2026)

• Official sourcecpi-iw-sep-2026

  Labour Bureau press note dated 30 Oct 2026: the All-India CPI-IW (base 2016=100) was 154.4 for August 2026 and 155.5 for September 2026, a rise of 1.1 points. The next release (October 2026 index) is due around the end of November 2026

  Labour Bureau: Consumer Price Index for Industrial Workers, September 2026 (30 Oct 2026) · checked 2026-11-10 · recheck: 2026-12-01

• Reported by reputable sourcesda-jan-2027-estimate

  The DA instalment due from 1 Jan 2027 has not been announced. A Staffnews table converts the CPI-IW to the 2001 base and applies the 7th CPC formula (12-month average over 261.42, minus 1). With the index at 155.5 for September 2026 the 12-month average is 433.42, or about 65.8%. If October to December 2026 stay at 155.5 (448 on the 2001 base), the average reaches 438.83, or 67.87%. The Government has not published such a calculation and has not said how a fraction is rounded

  (Unconfirmed) A secondary table, not the Labour Bureau or the Department of Expenditure. The Jan-Sep 2026 monthly series was not read month by month, and the 261.42 divisor is as stated by Staffnews

  Staffnews: Expected DA/DR from Jan 2027 @ 67% (CPI-IW for September 2026) · checked 2026-11-10 · recheck: 2026-12-01

• Official sourcepv-scapia-coins

  Scapia Coins are worth 5 Coins = ₹1 on bookings inside the Scapia app; Coins can cover up to 100% of a booking

  Scapia: Scapia Coins · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-indigo-bluchip

  IndiGo gives BluChips no fixed cash value. Published route checks put redemptions at about ₹0.47 (Delhi–Mumbai) to ₹0.54 (Chandigarh–Delhi) per BluChip

  CardInsider: BluChip route examples · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-maharaja-club

  Air India Maharaja Club points have no fixed rupee value. In April 2026 many economy award prices fell (Delhi–Goa 9,000 to 5,000; Goa–Hyderabad 7,000 to 2,500) and some rose (Delhi–Srinagar 6,500 to 7,000)

  AwardWallet: Air India award chart changes · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-krisflyer

  KrisFlyer Saver one-way economy prices: India to Singapore 19,000 miles (45,000 business); Singapore to Bali 8,000 on Singapore Airlines or 4,500 on Scoot

  Mainly Miles: KrisFlyer prices by route · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-accor-all

  Accor ALL points are pegged at 2,000 points = €40 on stays, with no award chart or blackout dates

  CardAdvisor: Accor ALL in India · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-taj-neucoins

  1 Taj NeuCoin (Tata Neu) is worth ₹1 at participating Taj hotels and on Air India fares

  CardGenius: Taj InnerCircle · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-hdfc-points

  HDFC Infinia and Diners Club Black points are worth ₹1 on SmartBuy flights and hotels; transfers are 1:1 to KrisFlyer and 2:1 to Accor

  CardAdvisor: HDFC transfers · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-axis-edge

  Axis Atlas EDGE Miles transfer 1:2 to KrisFlyer and Air India within annual caps (Group A cap 30,000 EDGE Miles); value depends on the partner

  Magnify: Axis EDGE partners, Sept 2026 · checked 2026-11-13 · recheck: 2027-02-13

• Reported by reputable sourcespv-irctc-sbi

  IRCTC SBI card points are worth ₹1 each on IRCTC bookings; the Premier card earns 10 points per ₹125 on AC train tickets

  CardAdvisor: IRCTC SBI Premier · checked 2026-11-13 · recheck: 2027-02-13

Information only; not financial, tax or legal advice. See the disclaimer. Spot an error? Tell us.