About PerkNavigate
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PerkNavigate is a free, independent guide to employee perks and benefits in India. We help government employees (Central, State, PSU, public sector banks, defence, railways, postal) and private-sector employees (IT, BFSI, FMCG, manufacturing, startups) find what they are entitled to, understand it, and claim it.
Why we exist
Benefits like LTC (Leave Travel Concession), CGHS (Central Government Health Scheme) cover, HRA (House Rent Allowance) exemption or employer NPS (National Pension System) contributions are spread across circulars, HR portals and fine print. Many people never claim them. Our tagline says it: Navigate Every Perk You've Earned.
What you will find here
- Perk Library: each perk with eligibility, value, claim steps, documents, deadlines and common mistakes.
- Perk Finder: five questions, then your personal Perk Report.
- Calculators: HRA, LTC, gratuity, leave encashment, DA arrears and old vs new tax regime.
- Guides: plain-English explainers.
How we work
We write from primary sources, define every term the first time it appears, and show the verification status of every perk page. Read how we verify perks. We take no payment to list or rank a perk. If we ever add sponsored or affiliate links, we will label them clearly.
What we are not
We are not a government body and not affiliated with one. We do not give financial, tax or legal advice. See the Disclaimer.
Privacy-first
There are no accounts. Your saved perks stay in your browser. We only collect an email if you ask for alerts. See the Privacy Notice.
Get in touch
Corrections, suggestions and questions: perknavigate@gmail.com.