Travel on Points
Real trips paid for with credit-card rewards and loyalty points, with an honest rupee value for each kind of point and a checked date on every figure. Last checked 13 November 2026.
My Kasar Devi Trip: How Scapia Coins Paid for Both Bus Rides
A real Lucknow to Nainital bus trip to Kasar Devi where Scapia Coins covered the bus fare both ways: what I paid, how the trip ran, and how to repeat it.
4 min read · checked 13 November 2026
ReferenceWhat Your Points Are Worth in Rupees (November 2026)
One table with the rupee value of Scapia Coins, IndiGo BluChips, Air India points, KrisFlyer, Accor, Taj NeuCoins and HDFC/Axis points, checked November 2026.
3 min read · checked 13 November 2026
GuideIndiGo BluChip: What One BluChip Is Really Worth (and When to Redeem)
1 BluChip is not ₹1. Real redemptions land around ₹0.40–₹0.60. Earn rates by tier, the 500-BluChip minimum, expiry, and when booking with BluChips beats cash.
4 min read · checked 13 November 2026
GuideHow to Stay at a 5-Star Hotel for Free with Points (India, 2026)
The cheapest way to a free Sofitel, Fairmont or Taj night in India: which card points to use, the exact maths, and the transfer ratios that waste your points.
4 min read · checked 13 November 2026
GuideHow to Fly to Bali on Points from India: 3 Routes That Cost Almost Nothing
Three ways to reach Bali from India using points instead of cash: KrisFlyer via Singapore from 12,500 miles one way, IndiGo nonstops on BluChips, and Air India from Delhi.
4 min read · checked 13 November 2026
GuideBook Train Tickets with Points: IRCTC SBI Card vs Scapia Coins
Two easy ways to pay for Indian Railways tickets with points: IRCTC SBI card points at ₹1 each, or Scapia Coins at ₹0.20. Earn rates, fees and which suits you.
3 min read · checked 13 November 2026
GuideAir India Cut Its Award Prices: Delhi–Goa Now 5,000 Points
Air India's April 2026 overhaul cut many economy award prices: Delhi–Goa 9,000 → 5,000, Goa–Hyderabad 7,000 → 2,500. Which routes got cheaper, and the cards that feed Maharaja Club.
2 min read · checked 13 November 2026
What your points are worth in rupees
One number to check before you redeem anything: cash saved divided by points used. Fixed-value points are easy; airline miles depend on the route.
| Programme | What 1 point is worth | Fixed or variable? | Best used for | Source | Checked |
|---|---|---|---|---|---|
| Scapia Coins | ₹0.20 (5 Coins = ₹1) | Fixed | Flights, hotels, buses, trains in the Scapia app | Scapia: Scapia Coins (opens in a new tab) Official source | |
| IndiGo BluChip | Often ₹0.40–₹0.60; varies by route and date | Variable | IndiGo flights, especially pricey last-minute ones | CardInsider: BluChip route examples (opens in a new tab) Reported by reputable sources | |
| Air India Maharaja Club | Depends on route; award prices fell sharply in April 2026 | Variable (award chart) | Short domestic hops and Southeast Asia | AwardWallet: Air India award chart changes (opens in a new tab) Reported by reputable sources | |
| Singapore Airlines KrisFlyer | Depends on route; fixed Saver prices | Variable (award chart) | India → Singapore → Bali and onward Asia | Mainly Miles: KrisFlyer prices by route (opens in a new tab) Reported by reputable sources | |
| Accor ALL | €0.02, about ₹2 | Fixed (in euros) | Sofitel, Pullman, Novotel, Fairmont, Raffles stays | CardAdvisor: Accor ALL in India (opens in a new tab) Reported by reputable sources | |
| Taj NeuCoins (Tata Neu) | ₹1 at participating Taj hotels | Fixed | Taj stays and Air India flights | CardGenius: Taj InnerCircle (opens in a new tab) Reported by reputable sources | |
| HDFC Infinia / Diners Black points | ₹1 on SmartBuy flights and hotels; more via transfers | Fixed (on SmartBuy) | Transfer 1:1 to KrisFlyer, 2:1 to Accor | CardAdvisor: HDFC transfers (opens in a new tab) Reported by reputable sources | |
| Axis EDGE Miles (Atlas) | Depends on the partner you transfer to | Variable | 1:2 to KrisFlyer and Air India (annual caps apply) | Magnify: Axis EDGE partners, Sept 2026 (opens in a new tab) Reported by reputable sources | |
| IRCTC SBI card points | ₹1 on IRCTC bookings | Fixed | Train tickets | CardAdvisor: IRCTC SBI Premier (opens in a new tab) Reported by reputable sources |
Checked 13 November 2026. Programmes change ratios and award prices with little notice. Each row links to its source.
Work out the value of your own redemption with the points value calculator