How we verify perks
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Trust is the product. This page explains exactly how a perk gets onto PerkNavigate and stays accurate.
1. Primary sources first
Every perk is written from an official source: DoPT (Department of Personnel and Training) office memoranda, the 7th CPC (Central Pay Commission) report, CGHS (Central Government Health Scheme) rules, the Income Tax Department, EPFO (Employees' Provident Fund Organisation), the RBI and IRDAI where relevant, or the employer's published policy. The sources are linked in the "Official sources" section of each perk page. We do not rely on news or blog posts as the only source for a rule.
2. Plain-English drafting
We explain every term the first time it appears, for example "LTC (Leave Travel Concession)". Each perk uses the same template so you can compare: summary, eligibility, value, how to claim, documents, deadlines, common mistakes, FAQ and sources.
3. Second review
A second reviewer checks the draft against the source: figures, dates, class-of-travel or pay-level rules, and that the claim steps are in the right order.
4. What the verification status means
A perk page shows Verified on [date] by [reviewer] only after a named reviewer has compared it with the primary sources. Until then it shows Under editorial review, and rupee estimates are hidden. Individual figures also carry a status badge: Official source (confirmed on a government, regulator or company page), Reported, link pending (consistent reports, official link still to be added), Pending order or Unresolved. See the fact register. A date never means a rule has not changed since; if you spot a change we missed, tell us.
5. Review schedule
Tax and allowance pages are re-checked after every Union Budget and each Dearness Allowance (DA) revision. Other perks are re-checked at least every six months. Pages we have not re-checked within that period are flagged for review.
6. Estimated values
The "estimated annual value" is an indicative example, not a promise. It uses typical entitlements and simplified formulas, which we state. Your actual value depends on your pay, class, location and employer policy.
7. Calculators
Each calculator shows its formula in plain words. Tax slabs follow the FY 2026-27 rules and are updated when the law changes. Calculators do not model every exception, such as surcharge for very high incomes.
8. Independence
No employer, bank, insurer or government body pays us to list, rank or describe a perk. If we ever add advertising, sponsorship or affiliate links we will label them clearly and keep them separate from editorial content.
9. Corrections policy
We correct errors promptly. For a material correction we update the page, update its review status, and note the change in the page where it affects a decision. Write to perknavigate@gmail.com with the page link and the official reference.