8th Pay Commission Pension for Level 4: Scenarios at 1.92, 2.28 and 2.86
Last checked · Scenarios, not official figures
A Level 4 employee retiring on ₹25,500 basic would get a pension of about ₹12,750 a month at 50% of last basic. At the scenario fitment factors 1.92, 2.28 and 2.86 the same retiree's pension would be about ₹24,500, ₹29,100 and ₹36,500. These are scenarios, not official figures, and apply only to employees under the old pension rules.
Pension by scenario
Pension is shown at 50% of last basic pay for a retiree under the old pension rules, and never below ₹9,000 or above ₹1,25,000 (half the highest pay of ₹2,50,000). Scenario basic is the cell times the factor, rounded up to the next ₹100. Figures are before Dearness Relief.
| Last basic pay | Pension today | At 1.92 | At 2.28 | At 2.86 |
|---|---|---|---|---|
| First cell: ₹25,500 | ₹12,750 | ₹24,500 | ₹29,100 | ₹36,500 |
| Last cell: ₹81,100 | ₹40,550 | ₹77,900 | ₹92,500 | ₹1,16,000 |
Family pension
Family pension is 30% of basic pay, with a minimum of ₹9,000 and a maximum of 30% of the highest pay. An enhanced 50% rate applies for a limited period in some cases.
| Last basic pay | Family pension today | At 1.92 | At 2.28 | At 2.86 |
|---|---|---|---|---|
| First cell: ₹25,500 | ₹9,000 | ₹14,700 | ₹17,460 | ₹21,900 |
| Last cell: ₹81,100 | ₹24,330 | ₹46,740 | ₹55,500 | ₹69,600 |
Dearness Relief
Pension and family pension qualify for Dearness Relief, which moves with DA. DA is 63% from 1 July 2026, and the same hike reaches about 68.71 lakh pensioners. The amounts above are before DR. If DR restarted at 0% after the 8th CPC, as DA did in 2016, the headline rise would look larger than the real one. Nothing is decided.
Pension calculator, pre-filled for Level 4
Starts from a basic pension of ₹12,750 (50% of the first cell, at least ₹9,000) and a 2.28 scenario. It multiplies pension directly, so it can differ from the table by up to ₹50 because the table rounds new pay to a matrix cell first.
Change in monthly pension (scenario)
₹8,288 (+39.9%)
- Pension + DR today
- ₹20,783
- Revised basic pension
- ₹29,070
- Pension + DR in this scenario
- ₹29,070
How it is calculated
- Revised basic pension = basic pension today × fitment factor
- The 7th CPC also offered an alternative based on notional pay in the new matrix, and gave each pensioner the higher of the two. This calculator shows only the multiple method.
- Total pension = basic pension + DR on it
- The 8th CPC's terms of reference cover pensions of employees not on NPS/UPS. No pension rule has been announced.
Estimates for information only; not financial, tax or legal advice.
What is official and what is not
- The pension minimum of ₹9,000, the 30% family pension rate and the pension ceiling in the 4 August 2016 order.
- The 8th Pay Commission's terms of reference cover pensions of employees not on NPS or UPS.
- Every 8th Pay Commission figure on this page is a scenario. No fitment factor, matrix, effective date or pension rule has been announced.
- The 50% of last basic figure approximates the pension rule (secondary source).
- Whether the minimum pension, ceiling or family pension rates change is not decided.
Read the full picture in the complete 8th Pay Commission guide and the live tracker.
Frequently asked questions
What is the minimum pension at Level 4?
At 50% of last basic, a retiree on the first cell (₹25,500) gets about ₹12,750 a month. The 7th CPC-era rules set an overall minimum pension of ₹9,000, and the 8th CPC may change that.
What is the family pension for a Level 4 employee?
Family pension is 30% of basic pay under the 4 August 2016 order: about ₹9,000 a month on ₹25,500. An enhanced rate of 50% applies for a limited period in some cases. The minimum is ₹9,000.
Does Dearness Relief apply on these amounts?
Yes. Pension and family pension qualify for Dearness Relief, which moves with DA. The figures here are before DR. Whether DR restarts at zero after the 8th CPC is not decided.
Do these pension figures apply to NPS or UPS employees?
No. This follows the old pension rules (CCS Pension Rules). The 8th CPC's terms of reference also cover gratuity for NPS and UPS employees, but nothing has been announced for them.
Is the 2.28 fitment factor official?
No. 1.92, 2.28 and 2.86 are scenario factors. No fitment factor has been announced for the 8th Pay Commission.
Sources and status
Each figure on this page comes from the fact register. What the badges mean.
- Official order, read on a mirrorchecked 2026-10-22
DoPPW OM F.No.38/37/2016-P&PW(A)(i), 4 Aug 2016 (for those retiring or dying in service on or after 1 Jan 2016 under the CCS (Pension) Rules, 1972): pension is subject to a minimum of Rs 9,000 a month and a maximum of 50% of the highest pay in Government (Rs 2,50,000, so Rs 1,25,000); family pension is 30% of basic pay in the revised pay structure, minimum Rs 9,000 and maximum 30% of the highest pay; enhanced family pension is 50% of basic pay, minimum Rs 9,000 and maximum 50% of the highest pay; pension and family pension qualify for dearness relief. Rule 49 of the Pension Rules is otherwise unchanged. The OM applies to employees under the old pension rules, not to those on NPS or UPS
Government of Puducherry circular reproducing DoPPW OM of 4 Aug 2016
- Reported by reputable sourceschecked 2026-10-22
At full qualifying service (33 years or more) pension under Rule 49 of the CCS (Pension) Rules is 50% of average emoluments, which are the average of the last ten months' basic pay. The 4 Aug 2016 OM keeps Rule 49 unchanged. The pension pages here approximate this as 50% of last basic pay; the rule text itself was not read
(Unconfirmed) The OM keeps Rule 49 but does not restate the 50% rate; the rule text was not read.DoPPW OM of 4 Aug 2016, para 5.1 (keeps Rule 49), read on a Puducherry government copy
- Official sourcechecked 2026-10-22
7th CPC civilian pay matrix, Part A of the Schedule to the CCS (Revised Pay) Rules, 2016 (G.S.R. 721(E), 25 Jul 2016): Levels 1 to 18 plus Level 13A, entry pays Rs 18,000 (Level 1) to Rs 2,50,000 (Level 18), up to 40 cells per level. Level 13 in this table was replaced from 1 Jan 2016 (see 7cpc-level-13-modified)
- Official sourcechecked 2026-11-10
DA is 63% of basic pay from 1 July 2026 (up from 60%). PIB, 28 Oct 2026 approval dated 28 October 2026; Department of Expenditure OM No. 1/2(i)/2026-E.II(B) dated 29 October 2026. About 48.54 lakh Central Government employees and 68.71 lakh pensioners benefit; the cost is Rs 10,016.10 crore a year
- Official sourcechecked 2026-10-22
Terms of reference (Resolution, para 2): recommend changes in pay, allowances and benefits for Central Government employees (industrial and non-industrial), All India Services, Defence Forces, Union Territory personnel, IA&AD staff, regulatory bodies (excluding RBI), Supreme Court staff, High Court staff paid by UTs and subordinate judicial officers in UTs; review bonus schemes; rationalise allowances; review death-cum-retirement gratuity of NPS/UPS employees; review gratuity and pensions of employees not on NPS/UPS. The Commission must weigh fiscal prudence, development spending, the unfunded cost of non-contributory pensions, the effect on State finances and CPSU and private-sector pay
Gazette of India Extraordinary, 3 Nov 2025 (hosted on 8cpc.gov.in)
- Reported by reputable sourceschecked 2026-10-22
No fitment factor, pay matrix, effective date or interim relief had been announced in any source reviewed as of 22 Oct 2026. In the Rajya Sabha on 28 Jul 2026 (Unstarred Question 1036) the Minister of State for Finance said the Commission will devise its own procedure, will make its recommendations within 18 months of constitution, and is not required to keep the Government updated on its progress
(Unconfirmed) An absence cannot be proved: this means none of the sources we found reports a figure or date, as of 22 Oct 2026GovtStaff: Rajya Sabha Q. 1036 on the Eighth Central Pay Commission
Independent and not affiliated with any government body. Estimates for information only; not financial, tax or legal advice. Disclaimer.